When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Related Content Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? The Value of Insuring Against Life’s Risks Building wealth requires protection from the forces of wealth destruction. Fallen Tree Damage—Who Pays? Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.