Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Related Content Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Retirement Planning With Your Special Needs Child in Mind Having a special needs child adds another layer of complexity to retirement planning. A special needs trust may help. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.