Richard Villavaso, CLU®, ChFC®

• Senior Vice President in Commercial Lending for 17 years at local banks
• Insurance agent and registered rep with New York Life Ins Co for 8 years
• Registered Representative with The Producers Group, a former General Agency of The Guardian Life Ins Co of America, since Jan 1,1999, specializing in financial products and services for individuals, families, small business market, executives and professionals
• Specialties: financial products and planning for individuals, families, small business market, professionals and individuals

Registered Representative and Financial Advisor of Park Avenue Securities, CA insurance license #0K82933, AR insurance license #4732961.